Financial Overview 2009: Savings

After a slow, yet steady start to the year, I did okay in the end. Towards the end of the year, I paid off my overdraft, I moved into a cheaper flat and I made a commitment to go to London less and reduce those petrol bills.


I am glad to see my attitude to saving shows great improvement over the last three years. I'll let you in on something - I like having money in the bank! I mean I really like it. There is a feeling of power when I see something that costs £££ and I know I have more than enough money to buy it if I choose to. That is not to say I buy it, but knowing I could if I needed to / wanted to is a heady feeling.

I think I can save more in 2010 and I am working on identifying areas in which spending can be reduced. I put my unforeseen inheritance into stocks in the African continent – I believe in investing in oneself. I'll tell you more about that over the next week. The wisdom of my convictions will become evident soon enough.