Saver's Remorse is Real

This is one of those things that nobody tells you i.e. when you are relatively new to the debt-free game, saver's remorse will bite your behind every chance it gets.

I've been suffering from saver's remorse for a few days now. I keep thinking about all the material possessions I want and how easy it would be to get them right now. Then i think about my future and where I want to be. I think about how much those Nicholas Kirkwood's will keep me from my savings goals and derail all my plans for world domination. Then, I break out in a cold sweat.

Oh yeah, did I mention I have an overactive imagination?

I know saver's remorse is something I'll struggle with for a very long time so today, I did something I haven't done before - I looked at my earnings over working day and plotted on a calendar how many working hours I give to the things in my life. I followed the general advice given by Matt at Steadfast Finances. The steps I followed were:

1. Figure out your daily rate (divide net income by number of working days in the year).
   
2. Work out how many days you must work to pay off your commitments
   
3. Rank commitments in their order of importance e.g.: Rent, savings, utilities, food, car expenses, fun and luxuries, money not yet committed
   
4. Transfer this information onto a graph/calendar etc. (gotta have that all-important visual impact)
   
5. Realise how many days (if any) you are working without some predetermined lien on your money
   
6. Wait for the realisation to sink in

All I know is, with the cost of Kirkwood heels at this point, he doesn't warrant that much of my time.